Photo of Steven A. Roach

Steven A. Roach





University of Michigan Law School, J.D. 1986

University of Michigan, A.B. 1983

Bar Admissions

Court Admissions

U.S. Supreme Court

U.S. Courts of Appeals

  • Sixth Circuit
  • Seventh Circuit

U.S. District Courts

  • Eastern District of Michigan
  • Western District of Michigan
  • Northern District of Illinois
  • Eastern District of Wisconsin
  • District of Maryland

Steven A. Roach brings more than 30 years of commercial transaction and litigation experience in restructuring lending relationships and enforcing loan transactions. He applies this experience to provide a unique perspective as both a trial and transactional lawyer when representing and counselling the firm's financial institution clients. 

Steve has represented lenders in a variety of lending structures, including syndications, financing leases, structured debt and equity financings, multi-jurisdictional and international transactions. He has assisted lenders with the liquidation of many different types of collateral that include operational assets, construction equipment, retail and wholesale inventory, real estate, intellectual property, aircraft and ships, with borrowers located in Michigan, throughout the United States, Mexico, Canada, and elsewhere. Steve delivers results both out of court and when litigation is needed.

Steve utilizes pre- and post-judgment remedies in both state and federal courts when appropriate to preserve and enhance the value of collateral and to liquidate collateral. He has been actively involved with a large number and variety of receivership actions that have sought to preserve the value of assets, to wind down operating companies, to complete construction projects, and to liquidate both real and personal property. His receivership practice includes representation of both receivers and secured lenders.

His practice experience also includes jury trials, bench trials and arbitrations involving millions of dollars in damages, including lender liability, license and royalty contracts, real estate, construction disputes, Uniform Commercial Code issues, fraudulent transfers, probate issues, shareholder disputes, and, of course, the enforcement of loan agreements. He looks for immediate solutions and creative solutions, when cost effective and beneficial for his clients. In one particularly memorable case, Steve represented the Trustees of Detroit's historic Mariners' Church in a property dispute with the Episcopal Diocese of Michigan, prevailing at both the trial and appellate levels.

Reported and Published Decisions

Stawski Distrib. v Browary Zywiec S.A., 349 F.3d 1023, 1026 (7th Cir. 2003), leaved denied. The Seventh Circuit enforced an arbitration clause contained in a contract. Under state law, such an arbitration clause was not enforceable. However, under the commerce clause, it was. The matter involved a constitution question that required a conflict between the commerce clause and the 21st Amendment.

Beaty v Hertzberg & Golden, P.C., 456 Mich. 247, 571 N.W.2d 716 (1997), reversing in part and affirming in part 214 Mich. App. 195, 543 N.W.2d 5 (1995). Legal malpractice claim against attorneys for bankruptcy trustee. Michigan Supreme Court reinstated trial court's opinions granting motions for summary disposition.

In re Everlock Fastening Systems, Inc., 171 Bankr. 251 (Bankr.E.D.Mich.1994). Payment of health insurance premium made during month of coverage is a contemporaneous transfer for new value under U.S.C. Section 547 (c)(1). United States District Court, Eastern District of Michigan affirmed.

Galper v United States Shoe Co., 815 F.Supp. 1037 (E.D.Mich.1993). Payment of percentage rent does not constitute payment of a franchise fee under the Michigan Franchise Investment Act.

Heide v Hunter Hamilton Limited Partnership, 826 F.Supp. 224 (E.D.Mich. 1993). This opinion discusses several interesting usury issues.


Best Lawyers in America, 2019 & 2022 Ann Arbor Banking & Finance Litigation Lawyer of the Year; Banking and Finance Law & Litigation, 2009-present

Chambers USA: America's Leading Lawyers for Business, Banking & Finance Law: Bankruptcy, 2006-2017

Leading Lawyers, Banking & Financial Institutions Law; Bankruptcy & Workout Law: Commercial; Creditor's Rights/Commercial Collections Law, 2021

State Bar of Michigan Pro Bono Honor Roll, 2020-present

Michigan Super Lawyers, Bankruptcy & Creditor/Debtor Rights, 2007-present

DBusiness Magazine Top Lawyers, Banking & Financial Service Law/Litigation, Bankruptcy and Creditor/Debtor Rights Law, 2011-present

Intercollegiate Center for Classical Studies, Spring 1982, Rome, Italy

Professional Activities

American Bar Association

Detroit Metropolitan Bar Foundation, Trustee 2013-2017; Secretary/Treasurer 2015-2017

Commercial Advisory Council for the American Arbitration Association, Michigan

Civic, Cultural & Social Activities

Mariners' Church of Detroit Foundation, Trustee, 2023-present

U-M Club of Grand Traverse, Director, 2023-present

Tour de Troit, Inc., Board Member, 2013-2020; General Counsel, 2008-present

League of Michigan Bicyclists, Director, Region 1, 2007-2019; Board Chair, 2012-2016

Brainstormers! Inspiration Factory, Chair of Board of Directors, 2020-2022

Frankfort Zoning Board of Appeals, Member; Chair, 2021

United Way of Southeastern Michigan Annual Campaign, Chair of Professionals Unit for Major Markets, 2006, 2007

Open Arms, Member, Fundraising Committee, 2006


"Helping Small Businesses Through Transactional Pro Bono," Practising Law Institute Pursuing Justice podcast, Feb. 3, 2021

"Coaching," Michigan Community Resources Business Closure Series, 2021


"Assignment for the Benefit of Creditors," Co-Authored with Marc Swanson and Megan Baxter-Labut, Thomson Reuters Practical Law Journal, Spring 2022 

"Uniform Commercial Code Article 9 Sales: Michigan," Co-Authored with Megan Baxter-Labut and Marc Swanson, Thomson Reuters Practical Law Journal, Spring 2022

"Receiverships: Michigan," Co-Authored with Scott Lesser and Marc Swanson, Thomson Reuters Practical Law Journal, Spring 2022

"Building an Effective Workout Strategy for Contractor Clients" (Co-author), Journal of Corporate Renewal, March 2015

"Bike commuter keeps a secret: it's more fun than it looks" (Interview),, August 11, 2009

Michigan Cause of Action Form Book, dealer and sales representative section, ICLE publication


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