Insurance

Miller Canfield attorneys advise and represent the interests of insurance companies, their insureds and providers in regulatory matters, coverage issues and disputes, market conduct claims and conflicts, administrative negotiation, litigation and arbitration.  Clients rely on our comprehensive counsel in Insurance Code compliance proceedings, declaratory judgment actions and licensing proceedings under the Administrative Procedures Act, administrative appeals and litigation under the Non-Profit Health Care Corporation Act and in health care scope of practice/coverage disputes.  We guide start-up companies and foreign insurers seeking licensure, as well as advising and assisting banks and other financial institutions on entering the commercial insurance industry.

Our insurance attorneys represent both insurers and covered persons (insureds, beneficiaries and providers) in all types of coverage disputes, including environmental contamination, disability benefits, coordinated no-fault benefits, entitlement to life insurance proceeds, stop-loss insurance and liability claims.

We aggressively defend our clients in individual claim dispute trials in many venues and multi-district class actions, as well as in arbitrations, dispute resolution mediations and administrative hearings, concerning wrongful conduct claims against their agents and representatives.  Insurance clients appreciate that Miller Canfield attorneys help reduce their potential liability by providing risk management and trouble shooting counsel to their personnel who supervise agents and registered representatives.

Long experience in the industry has taught us that successfully litigating insurance disputes requires comprehensive knowledge of contract provisions and trial skills that draw out the facts that establish coverage and liability.  Clients are well-served by our mastery in both areas and depend on us for capable representation.  We represent clients in:

Health Care Coverage
Disability benefits/ERISA
Caims for coverage by health care providers
Health care trade association disputes

No-Fault Coverage Disputes
Coordinated benefits
Mandatory PIP coverages

Insurance Regulatory Proceedings
Licensing
Contested-case proceedings